Hugues Marie is the product manager for CBDC and Digital Currencies at IDEMIA. Passionate about blockchain and DeFi, he started his career as a blockchain product manager in a start-up in Mexico City, where he participated in the development of several blockchain-based SAS platforms in the financial sector, leading a team of 10 engineers.

As a leader in identity technologies, IDEMIA is on a mission to unlock the world and make it safer. IDEMIA offers its public and private customers payment, connectivity, access control, travel, identity and public security solutions. Every day, around the world, IDEMIA secures billions of interactions in the physical and digital worlds. With nearly 15,000 employees, IDEMIA is trusted by over 600 governmental organisations and more than 2,300 enterprises spread over 180 countries, with an impactful, ethical and socially responsible approach.

Offline payments are generally considered the most complex part of a CBDC system, as they raise issues related to usability, security and privacy.    In this Academy session, we will present what stakeholders are saying about the need for offline payments, available architectures and technology solutions, how they compare, available value transfer protocols (how users pay), the best user devices for offline, interactions with online CBDC. We will conclude by exploring risk management and privacy issues.     This session will use real-life examples and live demonstrations to give the audience a feel of what offline payments will eventually look like.

Panel discussion : Financial inclusion

This panel delves into the ways CBDCs can empower the unbanked, enhance access to financial services, and bridge the digital divide. It offers insights into inclusive design approaches, regulatory considerations, and strategic partnerships driving financial inclusion through CBDCs.